Our Health Benefits
NEW! 2024 Benefits
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2023 Benefits
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- Three medical plan choices:
- Caregiver Directed Health Plan (CDHP)
- Prime PPO Plan Select
- PPO Plan w/ Health Reimbursement Account (HRA)
- Dental plan: Delta Dental via Moda Health
- Vision plan: Full-service visual plan provided by Vision Service Plan (VSP)
- Retirement plans through Fidelity
- 403b employer matching up to 6%
- In addition to 403b, 457b plans are available for director level and above positions
- Additional insurance options
- Employer-provided life insurance. Multiple other options for life and accidental insurance.
- Generous earned-time-off (ETO) plans:
Eligibility and Accrual for Non-Exempt Caregivers
Years of Employment | ETO | Maximum Accrual |
0-36 months (0-3 years) (0-78 pay periods) | .1038 hours 27 days * | 384 hours (48 days) |
37-108 months (3-9 years) (79-234 pay periods) | .1231 hours 32 days * | 464 hours (58 days) |
109+ months (9+ years) (235 + pay periods) | .1500 hours 39 days * | 576 hours (72 days) |
* Based on a full-time, 80-hour position and includes sick days, holidays and vacation days.
Eligibility and Accrual for Exempt Caregivers
Years of Employment | ETO | Maximum Accrual |
0-36 months (0-3 years) (0-78 pay periods) | .1038 hours 27 days * | 192 hours (24 days) |
37-108 months (3-9 years) (79-234 pay periods) | .1231 hours 32 days * | 232 hours (29 days) |
109+ months (9+ years) (235 + pay periods) | .1500 hours 39 days * | 288 hours (36 days) |
* Based on a full-time, 80-hour position and includes sick days, holidays and vacation days.
Wellness, Work/Life Balance
- Caregiver/Employee Assistance Program: free access to certified professionals to help provide advice and support around many of life’s challenges (financial, mental, physical, etc.)
- Engage for Health program: St. Charles is committed to improving the health and well-being of the communities we serve, starting with our own caregivers and their families. Engage for Health (powered by Virgin Pulse) is a comprehensive wellness program available to all St. Charles caregivers, family and friends, and is designed to support your journey to better health and well-being through a variety of resources and incentives.
Additional Benefits
Unum accident insurance
Unum hospital indemnity insurance
Unum critical illness insurance
First Choice Health Machine-Readable Files