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Our Health Benefits

NEW! 2024 Benefits

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2023 Benefits

Download Full 2023 Guide | 2023 Benefits At-a-Glance
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  • Three medical plan choices:
    • Caregiver Directed Health Plan (CDHP)
    • Prime PPO Plan Select
    • PPO Plan w/ Health Reimbursement Account (HRA)
  • Dental plan: Delta Dental via Moda Health
  • Vision plan: Full-service visual plan provided by Vision Service Plan (VSP)
  • Retirement plans through Fidelity
    • 403b employer matching up to 6%
    • In addition to 403b, 457b plans are available for director level and above positions
  • Additional insurance options
    • Employer-provided life insurance. Multiple other options for life and accidental insurance.
  • Generous earned-time-off (ETO) plans:

Eligibility and Accrual for Non-Exempt Caregivers

Years of EmploymentETOMaximum Accrual
0-36 months (0-3 years)
(0-78 pay periods)
.1038 hours
27 days *
384 hours (48 days)
37-108 months (3-9 years)
(79-234 pay periods)
.1231 hours
32 days *
464 hours (58 days)
109+ months (9+ years)
(235 + pay periods)
.1500 hours
39 days *
576 hours (72 days)

* Based on a full-time, 80-hour position and includes sick days, holidays and vacation days.

Eligibility and Accrual for Exempt Caregivers

Years of EmploymentETOMaximum Accrual
0-36 months (0-3 years)
(0-78 pay periods)
.1038 hours
27 days *
192 hours (24 days)
37-108 months (3-9 years)
(79-234 pay periods)
.1231 hours
32 days *
232 hours (29 days)
109+ months (9+ years)
(235 + pay periods)
.1500 hours
39 days *
288 hours (36 days)

* Based on a full-time, 80-hour position and includes sick days, holidays and vacation days.

Wellness, Work/Life Balance

  • Caregiver/Employee Assistance Program: free access to certified professionals to help provide advice and support around many of life’s challenges (financial, mental, physical, etc.)
  • Engage for Health program: St. Charles is committed to improving the health and well-being of the communities we serve, starting with our own caregivers and their families. Engage for Health (powered by Virgin Pulse) is a comprehensive wellness program available to all St. Charles caregivers, family and friends, and is designed to support your journey to better health and well-being through a variety of resources and incentives.

Additional Benefits

Unum accident insurance

Unum hospital indemnity insurance

Unum critical illness insurance

First Choice Health Machine-Readable Files